|
CVV2/CVC2/CID provides a security feature for "card not present"
transactions. It is a three or four digit value which provides your
payment processor with a cryptographic check of the card's authenticity.
The terms are generally used interchangeably. CVV2 stands for "Card
Verification Value 2", CVC2 stands for "Card Validation Code 2",
and CID stands for "Card Identification Number". For American
Express, the code is a four digit number on the front of the card above
the account number. For Visa, Eurocard/MasterCard and Discover the code is
a three digit number that appears at the end of the account number(if
present) on the back of the card. These code values helps validate two
things:
- The customer has the credit card in his/her possession.
- The card account is legitimate.
CVV2/CVC2/CID is printed only on the card - it is not contained in the
magnetic stripe information, nor does it appear on sales receipts or
statements. Using the CVV2/CVC2 value can help minimize the risk of
unknowingly accepting a counterfeit card or being a victim of fraud.
|
| |
Name
|
Location on Card
|
| Visa
|
Card Verification Value (CVV2) |
Three digits to the right of the credit card
number in the signature area on back of the card. |
| MasterCard/Eurocard
|
Card Verification Code (CVC2) |
Three digits to the right of the credit card number in the
signature area on back of the card. |
| Discover
|
Card Identification Number (CID) |
Three digits to the right of the credit card
number in the signature area on back of the card. |
| American Express
|
Card Identification Number (CID) |
Four digits printed (not embossed) on the right
front of the card above the credit card number. |
| Diners Club
|
Card Verification Value (CVV2) |
Three digits to the right of the credit card
number in the signature area on back of the card. |
